Credit Score — No Impact on Score

Know Your Credit Score.
Manage Every Loan.

Get your credit score in 60 seconds. Track all your loans, pay EMIs, and get AI-powered tips to reach 800+.

Won't affect credit score
Instant • Forever
RBI Regulated
Score Change
↑ +89 pts
Next EMI
₹8,450
Due in 3 days
Active Loans
3 Active
Credit Report
Jiffy-Score
✓ Verified by Equifax
734
✦ Very Good Score
300 550 900
Payment History98%
Credit Utilisation28%
Credit Age5 Yrs
Credit MixGood
🏦
Integrated with CIBIL, Equifax & Experian
🔒
256-bit Bank-Grade Encryption
60-Second Instant Report
📱
Track. Pay. Improve. All in One App
Trusted Across India
0
Monthly Active Users
0
Score Reports Generated
0
Loans Tracked
0
App Store Rating
What You Can Do

Everything Credit. One Platform.

From checking your score to managing active loans and improving your financial health.

📊

Credit Score

Get your real CIBIL / Equifax score in 60 seconds, absolutely . Updated monthly. No credit impact, ever.

💳

Loan & EMI Tracker

Track all your active home, personal, and car loans in one dashboard. Get EMI reminders and pay directly from the app.

🚀

Score Improvement Plan

AI-driven personalised recommendations to boost your credit score. Follow the plan, hit 800+ in 3–6 months.

Your Loans, Your Dashboard,
Your Control

📲
Pay EMIs Directly
Pay your home loan, car loan, or personal loan EMI in one tap. UPI, NetBanking, auto-debit — all supported.
🔔
Smart Due-Date Alerts
Never miss an EMI. JiffyScore sends you reminders 7 days, 3 days, and 1 day before — keeping your score safe.
📈
Real-Time Score Impact
See exactly how each payment, new loan, or missed EMI affects your credit score — before you act.
🔒
Dispute Wrong Entries
Found an error on your credit report? Raise a dispute with the bureau directly through JiffyScore in minutes.
My Loan Dashboard
3 Active
🏠
Home Loan
SBI · 8.4% p.a.
₹32,500/mo
On Track
🚗
Car Loan
HDFC · 9.2% p.a.
₹12,800/mo
Due in 2 days
💼
Personal Loan
Bajaj Finance · 12% p.a.
₹8,450/mo
Auto-Pay Set
₹53,750
Monthly EMI
₹18.4L
Outstanding
734
Score Now
Credit Score Guide

What Does Your Score Mean?

Credit scores range from 300 to 900. Higher is better — and with JiffyScore, you can get there.

SCORE RANGE INDICATOR
300Poor
550Fair
650Good
750V. Good
900Excellent
Poor
300 – 549
Loan rejection likely. High interest rates.
Fair
550 – 649
Limited loan options. Work on improving.
Good
650 – 749
Decent options, moderate rates available.
Very Good
750 – 799
Good loan options & competitive rates.
Excellent
800 – 900
Best rates, instant approvals, top offers.

Ready in Under 60 Seconds

1
📱

Enter Your Mobile Number

Just your number and basic PAN info. We fetch your report from CIBIL / Equifax directly and securely.

2
📊

Get Your Full Report

Your credit score, all active loans, payment history, and a detailed AI analysis — in one clean dashboard.

3
🚀

Track, Pay & Improve

Pay EMIs directly, follow your personalised improvement plan, and watch your score climb month by month.

Real Stories

Used by Lakhs of Indians to
Improve Their Credit Life

★★★★★

Got my home loan approved at 8.4% — the lowest rate! JiffyScore's improvement plan helped me jump from 680 to 791 in 5 months.

AK
Arjun Kumar
Software Engineer, Pune
📈 Score: 680 → 791
★★★★★

I was paying wrong EMI on a closed loan for 6 months! JiffyScore flagged the error and helped me raise a dispute. Money returned in 2 weeks.

PS
Priya Sinha
CA, Mumbai
✓ Dispute Resolved in 14 Days
★★★★★

Managing 3 loans used to be stressful. Now I see everything in one app. The EMI reminders have saved me from missing payments twice already.

RV
Rahul Verma
Business Owner, Delhi
💳 3 Loans Tracked
★★★★★

As a fresher with no credit history, I had no idea where to start. JiffyScore guided me step-by-step to build credit from 0. Now at 720 in 8 months!

NK
Neha Kapoor
MBA Student, Bangalore
🌱 Built from Scratch: 0 → 720
★★★★★

The best fintech app I've used. score check, all loans in one place, and tips that actually work. Went from Fair to Excellent in 6 months.

SM
Siddharth Mishra
IT Manager, Hyderabad
📊 Fair → Excellent (620 → 812)
★★★★★

Got my home loan approved at 8.4% — the lowest rate! JiffyScore's improvement plan helped me jump from 680 to 791 in 5 months.

AK
Arjun Kumar
Software Engineer, Pune
📈 Score: 680 → 791
★★★★★

I was paying wrong EMI on a closed loan for 6 months! JiffyScore flagged the error and helped me raise a dispute. Money returned in 2 weeks.

PS
Priya Sinha
CA, Mumbai
✓ Dispute Resolved in 14 Days
★★★★★

Managing 3 loans used to be stressful. Now I see everything in one app. The EMI reminders have saved me from missing payments twice already.

RV
Rahul Verma
Business Owner, Delhi
💳 3 Loans Tracked
★★★★★

As a fresher with no credit history, I had no idea where to start. JiffyScore guided me step-by-step to build credit from 0. Now at 720 in 8 months!

NK
Neha Kapoor
MBA Student, Bangalore
🌱 Built from Scratch: 0 → 720
★★★★★

The best fintech app I've used. score check, all loans in one place, and tips that actually work. Went from Fair to Excellent in 6 months.

SM
Siddharth Mishra
IT Manager, Hyderabad
📊 Fair → Excellent (620 → 812)

Check Your Credit Score.
. Instant. No Impact.

Join 50,000+ Indians already tracking, managing, and improving their credit health with JiffyScore.

Completely  ·  ✓ No Credit Impact  ·  ✓ Takes 60 Seconds